Envision Labs Inc – additional questions&answers
Link do the program in our monitor:
1. Dear Leah, first of all, I would like to thank you for giving me the opportunity to interview you for the Money-Monitor. We recognized that your service is so transparent and informative, that you deserve for additional more detailed questions. Please introduce yourself shortly and describe what was the motivation to launch your program?
Dear Money-Monitor (I don’t even know your name) we are honored to provide you with more details about Envision Labs Inc. and our philosophy to change the way things work today. We want to challenge our investor to ask us why ?, and you certainly have. I will try to answer this to the best of my knowledge. Starting with your first:
Envision Labs Inc, was launched as an online investment opportunity since the power of the internet is not surpassed by any media in the world, and the benefits from it greatly outweighs any other communication channel available on the market. Personally I have worked with different companies throughout my career, but this is the first company I work for that is offering an unprecedented level of transparency, even to its employees. Something I value a lot.
2. The trust to the world of on-line investment was ruined by the ponzi schemes, which usually introduce themselves as a serious businesses, but in 99% cases they turn to scam and steal investors` money. How can the ordinary investor find a difference between such programs and these real? How do you plan to rebuild the confidence to this industry?
We agree with you, and many others do too. As defined by Wikipedia
(http://en.wikipedia.org/wiki/High-yield_investment_program) A high-yield investment program or (HYIP) is a type of Ponzi scheme, which is an investment scam that promises an unsustainably high return on investment by paying previous investors with the money invested by newcomers. However we are not a HYIP, no where on our website will you find the word HYIP. If anything we would be labeled as a LYIP (Low Yield Investment Program), but we don’t care much about labeling, we care about providing a secure and steady income for us and our clients. The ordinary investor can easily distinguish which opportunities are real and which are “out of this world”. It can been seen in the way a company advertise themselves, in regards to referral commissions. Which other investment company/bank that is still around today and have been for at least 5 years have you seen that provides referral commissions for bringing in your family and friends, none right ?. We want investors to talk about Envision Labs Inc. only if they like what they get, the word of mouth is so much more powerful than simply offering monetary incentives for brining new clients (the technique used by the not so honest companies out there)
3. Do you plan to add more payment systems excepting the Liberty Reserve and Perfect Money? Can I use a wire transfer to deposit my money?
We are constantly in discussions with banks, and other e-currencies.
And we will be adding more payment/withdrawal options as we move along, the reason why we selected Liberty Reserve and Perfect Money is that they both have very low fees.
4. Why have you registered your Company in the Panama? From the opinions of many experts, registration under an Offshore-heaven does not prove about the transparency of the company, but gives possibility to hide against the responsibility.
Envision Labs Inc. is operated, registered and based out of the
Republic of Panama, for some simple and apparent reasons:
- Less bureaucratic company regulations by the panamanian government.
- More flexible tax regulations.
- The ability to employee people from around the world, however still working under panamanian law
- Finally, the openness and transparency of the panamanian investment regulations.
We do not see Panama as being an “offshort heaven” to use your words, we see Panama as an open and transparent country. That is why other multinational companies have chosen Panama, like “McDermott International Inc” and “Morgan & Morgan Group”.
5. Does your company registration include a license to operate as an investment fund? If yes, is it possible to view it?
The company registration we have filled with the Panamanian government includes a standard license to operate as a private investment fund.
It is possible to view it, upon request.
6. Have you published any company earning reports available to view?
Our earnings report, and other yearly reports such as fiscals etc. can
be found at the Panamanian Ministry of Commerce & Industry (MICI), and are available to anyone.
7. The profit offered between 1-4.5% Weekly seems to be reliable to achieve. Although, the serious investor apart of it requires additional protections, like phone support, and possibility to visit your office, to get to know your names. Do you offer these possibilities?
Envision Labs Inc. is an online investment opportunity. With reliable and sustainable ROI’s as you mentioned. While we do not believe that providing phone support, and arranging meetings with clients can better the protection for anyone, this is however an opportunity we are considering. Let me break it down, first of the phone support. We want to establish this, however the sheer cost of this (since we would have to establish multi-national support teams around the globe) greatly outweighs the benefits. Secondly due to legal concerns, what we tell our clients must be consistent all the way through, so no misunderstandings can occur, having a phone support, the risk of misunderstanding, and misinterpretations are greatly increased. However we are not eliminating the possibility for a future phone support option, it all depends on customers wants and needs. Secondly the possibly to visit our office, well that is possible, however as stated earlier we are located in Panama, and we do not employee enough people currently to allow for various people to simply walk in from the street. However if you personally want to set up a meeting with one of our fund managers, or me. I will be happy to assist you.
8. After reading your investment folder I found out that one of your investment plan (GovernSecura™) is related to Government bonds.
How is it possible that you offer to the investor higher profit than the average return from the Government bonds (1-10% Yearly)?
GovernSecura™ is an investment fond focused on low risk investment with a stable and long-term profit-margin. Focused on government bonds and credit bonds. Combined these provide a long-term stable outcome that is viable even though an economic downturn.
9. Besides this folder has a text copied from another outside source: http://www.nasdaqtrader.com/content/newsalerts/2009/infocirculars/EPU_061909.pdf
Copied text little changed Similary isn`t? Please explain.
This is a standard phrasing, to describe how a fund follows market trends and achieve the objectives of the fund, in the primary or underlining index. Googling for that phrasing will bring you up a ton of different funds, and companies. (It can be compared to using DISCLAIMERS, they tend to contain the same legal text, with minor differences)
10. Why do you need investors` money? Is it not better to invest from the own pocket or money borrowed from the bank?
Borrowing capital, especially in market situation such as we are in now, is simply not an option. The interest we would pay would greatly outweigh possible profits. No real investment company, borrows money to invest. Secondly we have used own money to start the investment funds, but to continue to grow them, and to continue to provide better funds and options for our investors we need capital. The fuel for our process is capital, if we have none, we make 2% of nothing, which is nothing 
11. Is there any risk by investing in your program? What can you guarantee?
Only a fool puts out a guarantee, there is NO such thing as a guarantee in investments, this is true in life as well. If you are EVER offered “a bulletproof, or guaranteed investment” you are a wise man to turn it down. As we state on the front-page on our corporate site, there is always however RISKS. We do not know them, otherwise they would not be risks, however we can try the best to avoid them. We do this by operating a stabilization fund.
