Newsletter: AlbionUnion add, EgoPay fees update, AdClickExpress restart RSS - comments


Hola mis amigos!

Another excellent week behind us, so let's congratulate one another: we've made it one more time!

What does "made it" mean? You haven't: a. lost all your money, obviously; b. been evicted from your precious apartment or basement, no judgment here; c. made wrong choices when it comes to, well, anything really; d. stopped receiving our newsletter, duh! Although, to be fair, the last one doesn't really apply to me since I write them, so the intersubjectivity end there, amigos.

So, let's get down to business, because next week you'll probably be too hangover and too Halloweened to appreciate what's happening…



Our newest baby on the list, AlbionUnion, has had quite the start: already with a PAYING status and already thoroughly reviewed by our team. Here's the excerpt from the freshly coined article: according to the information found on the bottom of the website, AlbionUnion is "Operated by SWISSAL LTD. Company no.: #08312005". Just a quick investigation should tell you that this private limited company does indeed exist outside the Internet and was registered in London, UK (Enterprise House, 21 Buckle Street) on the 29th of November 2012. AlbionUnion's domain was registered on April 11, 2013 and doesn't expire for another ten years.

Just recently, the website has been secured with RapidSSL and the certificate will be valid for fours more years. As you may have noticed, AlbionUnion seems to be all about the long term commitment and they offer seven investment plans to choose from: Start, Advance, Expert, Professional, Deluxe, Premium and V.I.P, which last from 40 to 120 days. Investing with AlbionUnion starts at $50 and, according to the Get Started section (which also serves as the FAQ section), has no limits ("The minimum investment amount is only $50 for e-currencies and the maximum amount of investment is not limited"), although the most expensive plan, V.I.P., theoretically goes as high as $100,000. The daily profits range from 0.6% (Start), through 1% (Expert) or 1.8% (Deluxe) to 2.2% daily (V.I.P.).

ArbPlayer interview RSS - comments

Related to: Arb Player

ArbPlayerDear readers!

Today, I'd like to share with you a recent interview I had with Arbplayer:

Money-Monitor: Could you give us the name of the company that's behind

ArbPlayer: We are group of individuals and refer ourselves as Arb Player.


Money-Monitor: What's the structure of your company? How does ArbPlayer operate on a day-to-day basis?

ArbPlayer: We work as a team. Every team member has personal accounts with bookmakers. When an arb occur, some team members place bet at one bookmaker and rest team members place bet at another bookmaker. Simply, any team member never place bets on all bookmakers for the same arbitrage bets. It reduces risk of being highlighted in case bookmakers communicate to know arbitragers.


Money-Monitor: According to your website, you have "experience in sports arbitrage, especially soccer arbitrage". Where does this interest in arbitrage come from? How long exactly have you been doing this?

ArbPlayer: I love soccer. First time, i heard about bet from my friend. He had an account with Pinnacle. But i opened an account with Marathonbet as Marathonbet withdrawal was free (it's still free). Sometimes i won while sometimes lost. Once i had a bet for my team (to win) but i lost. Next day, i just asked my friend about his bet and he told that he won as he had a bet on the opposite team (to win). But my curiosity was about the odds. It was different for the same game and covering both results i.e. Win/loss. I told my friend about this and next time we searched for the same. I searched on Marathonbet and he searched on Pinnacle for odds. We found one for over/under and he placed bet at Pinnacle and i placed bet at Marathonbet. Next day when we checked our account. He lost but i won and for surprise i won more than our total amount placed in bets at both bookmakers. It was simple mathematics. It was a win-win situation for us and the journey started. Now, we are professional.

Newsletter: ArbPlayer, TopAgro, FundsTradeClub adds, FidelisFinance derailed? RSS - comments

Hola mis amigos!

Fortunately, there's not much to report this week. We should celebrate, amigos! I hope I've taught you that no news is good news in our business. Speaking of news, here are our most recent additions...



One of the prettiest websites in our business, TopAgro, is actually a program that has to do with the agriculture sector which "offers investors a wealth of opportunities to capture growth and income". However, not much else is known about TopAgro, but what we can find out from this extremely fun to browse site is that it's secured with PositiveSSL certificate (valid from September 3, 2013 to September 4, 2014). The domain was created on September 2, 2013 and expires within a year. Also, apparently the company is registered in the Cayman Islands and you can contact them via phone (345 949 9363), e-mail (, or the support form. Setting up an account is extremely easy, but they do require your full name.

TopAgro accepts Solid Trust Pay, Payza, EgoPay and Perfect Money. The investment options are quite clear: you've got one plan that lasts 10 days and pays 14% a day. The minimum to spend is a non-returnable $5 and the maximum is set at $50,000. Payouts shouldn't take more than 12 hours and the minimum to withdraw is $0.01. For those you don't enjoy the standard treatment, there are also VIP options: "for all deposits more than $1000, system adds more 1% automatically for 14% daily plan. Total daily income for the VIP will be 15% daily".

Newsletter: Uinvest protracted payments, Invest4realideas, Brows&CO, BRIC adds RSS - comments

Hola mis amigos!

Whoa! Welcome again to the newest edition of money-monitor's newsletter. As you must have noticed, we've been away for some time, working behind the scenes to make our website even greater, even bigger, even cooler.

I know, I know, you'd rather hear that we've made millions and, thus, no longer feel the desperate need to communicate with you, but no. Firstly, we'd never do that to you. Secondly, we're far too enchanted with all of you to leave (don't worry, not in a creepy-I-will-stalk-you way), amigos.

Thirdly, soon you will be able to see for your own what we've done to this place. We truly hope that you will appreciate the new design, the fresh way of presenting the programs and all the additional features we have in store for you: a chat, a handy directory and an awesome way of comparing IP addresses, to name just a few. We want to change for you, but some of our staples will remain the same and this humble newsletter should be a proof enough.

Would you like to see a little?

You know the drill, amigos, so let's move to the…




To start with, let me just say that the first newbie, Invest4RealIdeas, is what Megan Fox is to some guys: sheer perfection. It's a rare gem in the the world of half-prepared, half-whatever: with a clever and tasty design, excellent support system and interesting plans Invest4RealIdeas stands head and shoulder above its peers. Despite the fact that the domain was registered on September 20, 2013 (valid for two years), the program as well as the page are already well-developed (the SSL certificate from GlobalSign will be valid until 6/10/2016) and one can spot some true marketing-savvy. First of all, you can't deposit more than $10,000, which usually means that the admin – an inspiringly communicative and experience professional – wants to stay in the online world for more than just a moon cycle.

Offering "investments and loans online for everyone" and aiming to "give you the best and fastest service and optimal loan/investment condition for any kind of request", Invest4RealIdeas stays true to its name. The plans are quite original – there's no "fixed period for investment plans" and you simply have to choose "any period from 1 to 7 calendar days". Earning is just as straightforward: you get a 1% profit the first day, 2% the second day and so on until you get 28% along with the returnable principal. Payouts take no more than 6 hours on working days (from 8:30am to 6pm) and within 8-12 hours on weekends. The only catch is that you can't change your mind before the end of your investment period – the deposit will not be returned to you before that time.

Brows & CO review - RSS - comments

Related to: Brows&Co Corp


Hola mis amigos!

When writing a review of a program I always try to, first and foremost, get all my facts straight and do the necessary research.

After taking all the notes, immersing myself into the creator's mind and all that, I browse through the website as any regular user would. I try to get the feel of the program, of the website, of the idea. As you know, I am also a fan of frequently asked questions, which usually tell me more than the cute pictures and IP address search. Only after completing all these steps do I sit down to pen my review, amigos, and I must say this time it was a little bit different.

Brows & CO is a NY-based company registered under no. 079120147 in the Seychelles (Tenancy 10, Marina House, Eden Island, Mahe, Seychelles). I could go on and on about the sandy beaches and drinks and the warm breeze from the sea, but we all know that in our business Republic of Seychelles is nothing more than a convenient place to set up a company. Not that they don't have the beaches, the drinks and the breeze, it's just not the time and place to discuss them, amigos.

The geography might have been quite confusing here since Brows & CO are actually located in New York (U.S., New York, NY, 10004, 33 Whitehall Street, Suite 1702) and the website displays pictures of the Gherkin, some bridges, the Eiffel Tower, and so on, but it's probably because of its international scope of business. Speaking of the website, it's extremely well-designed, pleasant to look at and international-user-friendly by which I mean that there are three language versions available: English, Russian and German. Setting up an account takes less than 5 minutes, but they do require your full name and phone number.

The domain was registered not a long time ago, in July 2013 and expires in 2020. As long as I'm throwing all the dates at you, here's another one: the SSL certificate issued by Thawte is valid from September 4, 2013 to September 4, 2014. My usual favorite part, FAQ, is decent and answers most of the crucial questions. According to the FAQ, "BROWS & CO company is a public private investment fund based on private and institutional investors voluntary confidential funds transfer in order to generate income. The main purpose of BROWS & CO is to bring maximum profit for its investors". In case you want more information regarding the company itself, you may find it in the "About Company" section which should give you more insight into the workings of Brows & CO, e.g. the fact that the company "was founded in 2006 and had a status of private foundations" until 2013 when "in circumstances of tightening financial regulation in UK, the heads of BROWS & CO decided to restructure the company and open a public fund".

Just-Income review RSS - comments

Related to: Just Income

Hola mis amigos!

Whoa, it's been so long I've almost forgotten what it's like to address my esteemed readers, a.k.a. you. And I bet you have forgotten by now what it's like to read all my ramblings.

Let me give you a short recap: I usually discuss a program, its possible creators, its website (which may mean everything from the design through the content to the security), the investment offer and such, and, last but not least, sometimes the general "feel" of the program. Up to the challenge, amigos?


Let me start by introducing today's protagonist: Just Income is "a new investment fund on the market" with "many years of experience in providing financial services". According to the information on, this Costa Rica-registered (company address: Calle 9 San José, Costa Rica 2223 1909) company consists of 17 people "of which 15 are experienced stock market investors". Just Income is all about the Forex market and "went to the internet [...] to give you the opportunity to entrust your money for experts". Despite all the aforementioned pieces of information, one still doesn't know much about Just Income's creators, not even their country of origin. It may be deduced that the owners are not necessarily English native speakers due to some small language mishaps but – just as well – they may simply not be "men of words".

What can be found, however, is that the website has literally just been created: the domain was registered on August 13, 2013 and expires within a year. The website is secured with a standard RapidSSL certificate that will also last a year: from August 14, 2013 to August 17, 2014. Apart from this, one cannot find much more since the information is "WhoIsGuard Protected" and the website, while rather user-friendly, is not the most informative page ever.


Uinvest withdrawals problem, Selected Financial Partners ready to help? RSS - comments

After Liberty Reserve collapse, Uinvest program is in big troubles. This was the last direct payment processor which was available for Uinvestors to make a deposit or to withdraw money. Nowadays all transfers are handled by Financial Partners, who are "trusted uinvestors making money on in/out exchanges within UInvest".

The problem is that more and more uinvestors are trying to withdraw money so some financial partners started to make speculations. It's been a long time since Uinvest cut these speculations. Since yesterday, when the managment chat took place, Alex informed that from now on 25% is the maximum commission fee which any financial partner can set. And a negative commission of deposits was also removed.

So, it means that Uinvest is determined to handle all deposit and withdrawal requests. But how? Personally I have never seen even one offer from Selected Financial Partners even with 25% fee. The Financial Partners idea is not bad, but this third party needs to be controled by Uinvest, because the free market means some speculations, cheats, and a price relation to a demand. Currently more people try to withdraw money so financial partners are not interested to help them and to offer resonable rates, they are also worrying about Uinvest condition.

The current situation give more arguments to opponents who compare Uinvest to a ponzi scheme. I have to agree that if withdrawals are related to deposits volume, this is how a ponzi scheme works. I don't want to judge if Uinvest is a ponzi or not, I tried to do this in the past but without a resolute conclusion. But if the current situation extend, more and more people will start a panic mode.

We know from Alex that there are only 25 Selected Financial Partners (with transactions limits) and thousand of people who try to witdraw even with 25% fee. There is still no solution to them and I don't believe that this problem will be solved day to day, especially if Alex think that direct withdrawals will be not available because of the legal aspects. This is the opinion of Vivat, who was introduced as Uinvest lawyer:

"Uinvest is NOT a broker company. And, as another matter of law, it is not allowed for UInvest to take money directly from uinvestors.".

So the solution to handle withdrawals via which was announced earlier is not ready yet and there are doubts if it will be ready at all.

So, lets wait and give a little more time to Uinvest. We should do this for two reasons:

1) Uinvest is working many years on the market and they usually have kept their announcements and promises.

2) We have no other way :) So it is better to not spread the panic until we will be sure that Uinvest is insolvent, it doesn't help anyone.

Personally I know that it is not easy to create a quick solution for so many investors, even if you have money for that. The legal aspects are very important and I believe that they may be a barrier for the quick solution. Let's watch the situation and do not draw too fast conclusions.


Newsletter: Alliexfinancial Ltd and ArgoMoney adds, ClickPaid future? RSS - comments

Hola mis amigos!

Finally, some news! I know, I know, I've told you so many times that it may not be such a good thing that you have probably lost any interest whatsoever. But don't be like that, amigos.

Sometimes the sun is just shining and the birds are simply chirping. Sometimes good things happen. Right? Let's believe that together. But first, since there are certain things to talk about, let's dive right into the fascinating world of online money making.



First of all, let me start by saying that both programs already achieved the PAYING status on money-monitor. And both start with the letter A. I have no idea whether or not it is a good sign, but there, I acknowledged the fact.

The first in line, Alliexfinancial Ltd., a "UK registered legal international investment company" with a somewhat difficult name, is a company consisting of a group of "qualified experts, professional bankers, traders and analysts who specialized in the stock, bond, futures, currencies, gold, silver and oil trading". The domain was created a long time ago, in 2009, but has been updated just recently (July 3rd, 2013). The program hasn't been online more than 20 days, but the creators have already taken care of the security issue – DigiCert High Assurance SSL certificate was implemented and should last until 6/6/2014. The program has four investment plans to offer:

Starter, Advanced, Professional and Expert that last, respectively, "7,14,21 or 90 calendar days", compounding is available only in the "Expert plan", and the principal (at least $1) shall be returned upon maturity. The total return ranges from 115.4% to 370%, you can use STP, EgoPay, PM or bank wires to fund your Alliexfinancial wallet. What's important is that payments are handled instantly and cannot take longer than 24 hours.


ArgoMoney, an easier name to remember, is another UK-based company. Dealing with investments, processing transactions, delivering innovations in secure infrastructure, speed and intelligence", ArgoMoney claims to be the "European leader". Proving that security has to be a priority, ArgoMoney invested in the extended Comodo certificate which should last until July 17, 2014. To add to this, according to, the domain will be valid for another ten years (12 Mar 2023). The site hasn't been even running a week, but – according to the – there are more than 130 active accounts registered. As I mentioned in the very beginning, the programs are very much alike. Even the investment plans – and there's also four of them – are named in the same manner: Starter, Advanced, Premium and Royal. What's completely different, however, is that all plans last 95 calendar days. By investing $20-$10,001 to start with, you can earn from 2.8% to 3.5% daily. The principal will not be returned to you automatically upon maturity, as "your daily income can be partially or completely added to your current deposit amount (reinvested)". The accepted payment processors are STP, PM and EgoPay, and you can start withdrawing at $0.1. Payouts take up to 24 hours.

Newsletter: Ad Click Xpress new listing, FP-Fund system for Uinvest RSS - comments

Hola mis amigos!

Look what we have here, amigos. What is it, you ask? That's the problem, you see. Nothing!

Nothing has happened, guys, and I feel like I'm going insane. Do I live in some alternate reality? Does stuff happen in your world? Please, let me know, I'm starting to forget how it feels...



OK, so this happened: we've decided to add Ad Click Xpress to the list of the programs on money-monitor. Yes, it's the brand new face of Profit Clicking that we discussed in a newsletter a couple of weeks ago. As you probably know by now, despite the fact that the website is still working, Profit Clicking is gone. To borrow the vernacular of cheerleaders and sororities, PC is so, like, 2012 you guys, and ACX is the bright new future. Another offspring of Frederick Mann, one may claim, Ad Click Xpress is "the new owner that would honor PC's obligations to members”, which is probably why when you try to join Profit Clicking, you're promptly redirected to, a domain created on June 5, 2013 and valid for a year.

The whole system is pretty much the same as the PC's. If you want to start investing with ADX, you get "FREE $10 to buy your first Ad Package, which will allow you to advertise your websites to 200 visitors" (Ad Click Xpress Affiliate) or "FREE $10 to buy your first Ad Package, which will allow you to advertise your websites to 600 visitors" (Ad Click Xpress Advertiser). Therefore, as you must have deduced, the minimum spend is set at $10 (non-returnable).

There's no maximum, payouts shouldn't take more than 24 hours and payments are handled manually. The minimum to withdraw is set at $20. You can use STP, Payza, EgoPay, Perfect Money, OKPay. As far as the payouts are concerned, you get 2% daily and 1% on weekends. When it comes to referrals, there's the two-level system: "you can earn 10% in commission for new purchases and 5% in commission for repurchases of Ad Packages from Level 1 Referrals" and "5% in commission for new purchases and 2.5% in commission for repurchases of Ad Packages from Level 2 Referrals".



According to the latest newsletter, FP-Fund, the "newly created system that helps UInvest's clients earn more and withdraw funds" is working smoothly. However, UInvest encourages any criticism, since they are "currently reviewing the performance of all its financial partners and at the same time working on the creation of an instrument that will clearly evaluate the performance of all FPs".



If you thought that "nothing" meant that there has been no problem with any of the programs, think again. Here is this week's NOT PAYING nominee: BetWin365.

Maxenium Ads gets the PROBLEM award because as soon as the program was launched our account suddenly was wiped clean of all the money. MA's administrator's explanation did nothing to calm us down. To paraphrase: he's not giving any money for free and we're supposed to pay more. That's some solid PR skills right there, amigos...


Stay safe, mis amigos, because you know what they say about the calm before the storm, right?


Yours truly,


Newsletter: new reviews, Malaysian celebration, MaXenium Ads launch RSS - comments

Hola mis amigos!

OK, if you thought that last week was sleepy, then I have no idea what your reaction will be today. I'll be frank, not much happened. But, remember, it's a good thing, amigos!

It means that nothing bad has come our way and we all know that we should cherish those rare periods of time when the waters are calm and the sharks are hiding deep under the water and do not even think of coming to eat us. And you know that it will happen sooner or later, right? So let's be glad that it's "later"...



Australian Business Group is a one-year old (according to the website’s news section, the first birthday party was celebrated on June 2, 2013), who joined the online world on December 22, 2012 (the domain is valid for one year).

Australian Business Group, or ABG as I will call it henceforth, is “a private investment club” dealing mainly with the Forex market. To be specific, as one may read on, ABG “examines the current exchange rates, gold, stock and foreign exchanges”. With a website that seems to be aimed at those who are just starting the Forex adventure – you even have a separate “About Forex” section – ABG gives quite a comprehensive view at what Forex actually is. Unfortunately, some of the subsections are still not available on the website and – what’s truly confusing – there’s no FAQ section; it’s all somewhat disappointing as the page has been online for quite some time now. However, as we all know, it’s a tough business and in the celebratory one-year piece, ABG mentions coming upon some major obstacles last year: “blocking of the domain site, DDoS-attack, moving to a new hosting, closing Liberty Reserve”.

The page has two language options: English and Russian, which is always a plus. When it comes the plans, Australian Business Group has not one, not two, not three, but five investment plans to offer. The plans are called accordingly, so the names should tell you a lot: ABG Start, ABG Light, ABG Trust, ABG Gold Forbes, ABG Stability.

Choosing ABG Start means that you want to start investing up to $300 for 15 days and earn1%. ABG Light starts at $301 and lasts 30 days (1.4% profit), while ABG Trust ranges within $2501 and $4000 and requires 55 days of your commitment (1.8% profit). ABG Gold Forbes is the most expensive and seems recommendable for those who enjoy long-term relationships: 80 days, $4001-$15,000, and 2.2% profit. All the plans mentioned above let you earn your profit only on working days and ensure a returnable principal. The last plan, ABG Stability, which requires an investment of $200-$15,000, is quite different: you get paid 7 days a week for 90 days, the profit is the highest, 3%, but the principal will not be returned to you.

Once you’ve made up your mind, it’s exceptionally easy to join the group of Australian Business Group clients: a pop-up will appear as soon as you click “Invest” or “Registration” and, after giving them some pretty basic information, you will log into the “Members area”. Choosing a plan is more than straightforward and to fund one’s wallet just go to “New deposit” and choose one of the payment systems: SolidTrustPay, EgoPay, Perfect Money or QIWI. You can also decide whether you’ll pay in USD or EUR and if you want to go with the compounding option (0-100%: 0%, 10%, 20%, 30%, etc.). When it comes to withdrawing your money, you can start at just $0.01, but you might need to remind yourselves to be rather patient since the whole process is handled manually and may take up to 48 hours. What’s more, be sure to check your calendar, because ABG does not process payouts on weekends and public holidays. If you’re feeling anxious, you can always go to the main page and watch the calming video prepared by ABG, which – if you are a geek, and I’m not implying that it’s true – may remind you of a cross between the Lord of the Rings merchandise and some Stephen King adaptation.


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