Brows & CO review - RSS - comments

Related to: Brows&Co Corp


Hola mis amigos!

When writing a review of a program I always try to, first and foremost, get all my facts straight and do the necessary research.

After taking all the notes, immersing myself into the creator's mind and all that, I browse through the website as any regular user would. I try to get the feel of the program, of the website, of the idea. As you know, I am also a fan of frequently asked questions, which usually tell me more than the cute pictures and IP address search. Only after completing all these steps do I sit down to pen my review, amigos, and I must say this time it was a little bit different.

Brows & CO is a NY-based company registered under no. 079120147 in the Seychelles (Tenancy 10, Marina House, Eden Island, Mahe, Seychelles). I could go on and on about the sandy beaches and drinks and the warm breeze from the sea, but we all know that in our business Republic of Seychelles is nothing more than a convenient place to set up a company. Not that they don't have the beaches, the drinks and the breeze, it's just not the time and place to discuss them, amigos.

The geography might have been quite confusing here since Brows & CO are actually located in New York (U.S., New York, NY, 10004, 33 Whitehall Street, Suite 1702) and the website displays pictures of the Gherkin, some bridges, the Eiffel Tower, and so on, but it's probably because of its international scope of business. Speaking of the website, it's extremely well-designed, pleasant to look at and international-user-friendly by which I mean that there are three language versions available: English, Russian and German. Setting up an account takes less than 5 minutes, but they do require your full name and phone number.

The domain was registered not a long time ago, in July 2013 and expires in 2020. As long as I'm throwing all the dates at you, here's another one: the SSL certificate issued by Thawte is valid from September 4, 2013 to September 4, 2014. My usual favorite part, FAQ, is decent and answers most of the crucial questions. According to the FAQ, "BROWS & CO company is a public private investment fund based on private and institutional investors voluntary confidential funds transfer in order to generate income. The main purpose of BROWS & CO is to bring maximum profit for its investors". In case you want more information regarding the company itself, you may find it in the "About Company" section which should give you more insight into the workings of Brows & CO, e.g. the fact that the company "was founded in 2006 and had a status of private foundations" until 2013 when "in circumstances of tightening financial regulation in UK, the heads of BROWS & CO decided to restructure the company and open a public fund".

Just-Income review RSS - comments

Related to: Just Income

Hola mis amigos!

Whoa, it's been so long I've almost forgotten what it's like to address my esteemed readers, a.k.a. you. And I bet you have forgotten by now what it's like to read all my ramblings.

Let me give you a short recap: I usually discuss a program, its possible creators, its website (which may mean everything from the design through the content to the security), the investment offer and such, and, last but not least, sometimes the general "feel" of the program. Up to the challenge, amigos?


Let me start by introducing today's protagonist: Just Income is "a new investment fund on the market" with "many years of experience in providing financial services". According to the information on, this Costa Rica-registered (company address: Calle 9 San José, Costa Rica 2223 1909) company consists of 17 people "of which 15 are experienced stock market investors". Just Income is all about the Forex market and "went to the internet [...] to give you the opportunity to entrust your money for experts". Despite all the aforementioned pieces of information, one still doesn't know much about Just Income's creators, not even their country of origin. It may be deduced that the owners are not necessarily English native speakers due to some small language mishaps but – just as well – they may simply not be "men of words".

What can be found, however, is that the website has literally just been created: the domain was registered on August 13, 2013 and expires within a year. The website is secured with a standard RapidSSL certificate that will also last a year: from August 14, 2013 to August 17, 2014. Apart from this, one cannot find much more since the information is "WhoIsGuard Protected" and the website, while rather user-friendly, is not the most informative page ever.


Uinvest withdrawals problem, Selected Financial Partners ready to help? RSS - comments

After Liberty Reserve collapse, Uinvest program is in big troubles. This was the last direct payment processor which was available for Uinvestors to make a deposit or to withdraw money. Nowadays all transfers are handled by Financial Partners, who are "trusted uinvestors making money on in/out exchanges within UInvest".

The problem is that more and more uinvestors are trying to withdraw money so some financial partners started to make speculations. It's been a long time since Uinvest cut these speculations. Since yesterday, when the managment chat took place, Alex informed that from now on 25% is the maximum commission fee which any financial partner can set. And a negative commission of deposits was also removed.

So, it means that Uinvest is determined to handle all deposit and withdrawal requests. But how? Personally I have never seen even one offer from Selected Financial Partners even with 25% fee. The Financial Partners idea is not bad, but this third party needs to be controled by Uinvest, because the free market means some speculations, cheats, and a price relation to a demand. Currently more people try to withdraw money so financial partners are not interested to help them and to offer resonable rates, they are also worrying about Uinvest condition.

The current situation give more arguments to opponents who compare Uinvest to a ponzi scheme. I have to agree that if withdrawals are related to deposits volume, this is how a ponzi scheme works. I don't want to judge if Uinvest is a ponzi or not, I tried to do this in the past but without a resolute conclusion. But if the current situation extend, more and more people will start a panic mode.

We know from Alex that there are only 25 Selected Financial Partners (with transactions limits) and thousand of people who try to witdraw even with 25% fee. There is still no solution to them and I don't believe that this problem will be solved day to day, especially if Alex think that direct withdrawals will be not available because of the legal aspects. This is the opinion of Vivat, who was introduced as Uinvest lawyer:

"Uinvest is NOT a broker company. And, as another matter of law, it is not allowed for UInvest to take money directly from uinvestors.".

So the solution to handle withdrawals via which was announced earlier is not ready yet and there are doubts if it will be ready at all.

So, lets wait and give a little more time to Uinvest. We should do this for two reasons:

1) Uinvest is working many years on the market and they usually have kept their announcements and promises.

2) We have no other way :) So it is better to not spread the panic until we will be sure that Uinvest is insolvent, it doesn't help anyone.

Personally I know that it is not easy to create a quick solution for so many investors, even if you have money for that. The legal aspects are very important and I believe that they may be a barrier for the quick solution. Let's watch the situation and do not draw too fast conclusions.


Newsletter: Alliexfinancial Ltd and ArgoMoney adds, ClickPaid future? RSS - comments

Hola mis amigos!

Finally, some news! I know, I know, I've told you so many times that it may not be such a good thing that you have probably lost any interest whatsoever. But don't be like that, amigos.

Sometimes the sun is just shining and the birds are simply chirping. Sometimes good things happen. Right? Let's believe that together. But first, since there are certain things to talk about, let's dive right into the fascinating world of online money making.



First of all, let me start by saying that both programs already achieved the PAYING status on money-monitor. And both start with the letter A. I have no idea whether or not it is a good sign, but there, I acknowledged the fact.

The first in line, Alliexfinancial Ltd., a "UK registered legal international investment company" with a somewhat difficult name, is a company consisting of a group of "qualified experts, professional bankers, traders and analysts who specialized in the stock, bond, futures, currencies, gold, silver and oil trading". The domain was created a long time ago, in 2009, but has been updated just recently (July 3rd, 2013). The program hasn't been online more than 20 days, but the creators have already taken care of the security issue – DigiCert High Assurance SSL certificate was implemented and should last until 6/6/2014. The program has four investment plans to offer:

Starter, Advanced, Professional and Expert that last, respectively, "7,14,21 or 90 calendar days", compounding is available only in the "Expert plan", and the principal (at least $1) shall be returned upon maturity. The total return ranges from 115.4% to 370%, you can use STP, EgoPay, PM or bank wires to fund your Alliexfinancial wallet. What's important is that payments are handled instantly and cannot take longer than 24 hours.


ArgoMoney, an easier name to remember, is another UK-based company. Dealing with investments, processing transactions, delivering innovations in secure infrastructure, speed and intelligence", ArgoMoney claims to be the "European leader". Proving that security has to be a priority, ArgoMoney invested in the extended Comodo certificate which should last until July 17, 2014. To add to this, according to, the domain will be valid for another ten years (12 Mar 2023). The site hasn't been even running a week, but – according to the – there are more than 130 active accounts registered. As I mentioned in the very beginning, the programs are very much alike. Even the investment plans – and there's also four of them – are named in the same manner: Starter, Advanced, Premium and Royal. What's completely different, however, is that all plans last 95 calendar days. By investing $20-$10,001 to start with, you can earn from 2.8% to 3.5% daily. The principal will not be returned to you automatically upon maturity, as "your daily income can be partially or completely added to your current deposit amount (reinvested)". The accepted payment processors are STP, PM and EgoPay, and you can start withdrawing at $0.1. Payouts take up to 24 hours.

Newsletter: Ad Click Xpress new listing, FP-Fund system for Uinvest RSS - comments

Hola mis amigos!

Look what we have here, amigos. What is it, you ask? That's the problem, you see. Nothing!

Nothing has happened, guys, and I feel like I'm going insane. Do I live in some alternate reality? Does stuff happen in your world? Please, let me know, I'm starting to forget how it feels...



OK, so this happened: we've decided to add Ad Click Xpress to the list of the programs on money-monitor. Yes, it's the brand new face of Profit Clicking that we discussed in a newsletter a couple of weeks ago. As you probably know by now, despite the fact that the website is still working, Profit Clicking is gone. To borrow the vernacular of cheerleaders and sororities, PC is so, like, 2012 you guys, and ACX is the bright new future. Another offspring of Frederick Mann, one may claim, Ad Click Xpress is "the new owner that would honor PC's obligations to members”, which is probably why when you try to join Profit Clicking, you're promptly redirected to, a domain created on June 5, 2013 and valid for a year.

The whole system is pretty much the same as the PC's. If you want to start investing with ADX, you get "FREE $10 to buy your first Ad Package, which will allow you to advertise your websites to 200 visitors" (Ad Click Xpress Affiliate) or "FREE $10 to buy your first Ad Package, which will allow you to advertise your websites to 600 visitors" (Ad Click Xpress Advertiser). Therefore, as you must have deduced, the minimum spend is set at $10 (non-returnable).

There's no maximum, payouts shouldn't take more than 24 hours and payments are handled manually. The minimum to withdraw is set at $20. You can use STP, Payza, EgoPay, Perfect Money, OKPay. As far as the payouts are concerned, you get 2% daily and 1% on weekends. When it comes to referrals, there's the two-level system: "you can earn 10% in commission for new purchases and 5% in commission for repurchases of Ad Packages from Level 1 Referrals" and "5% in commission for new purchases and 2.5% in commission for repurchases of Ad Packages from Level 2 Referrals".



According to the latest newsletter, FP-Fund, the "newly created system that helps UInvest's clients earn more and withdraw funds" is working smoothly. However, UInvest encourages any criticism, since they are "currently reviewing the performance of all its financial partners and at the same time working on the creation of an instrument that will clearly evaluate the performance of all FPs".



If you thought that "nothing" meant that there has been no problem with any of the programs, think again. Here is this week's NOT PAYING nominee: BetWin365.

Maxenium Ads gets the PROBLEM award because as soon as the program was launched our account suddenly was wiped clean of all the money. MA's administrator's explanation did nothing to calm us down. To paraphrase: he's not giving any money for free and we're supposed to pay more. That's some solid PR skills right there, amigos...


Stay safe, mis amigos, because you know what they say about the calm before the storm, right?


Yours truly,


Newsletter: new reviews, Malaysian celebration, MaXenium Ads launch RSS - comments

Hola mis amigos!

OK, if you thought that last week was sleepy, then I have no idea what your reaction will be today. I'll be frank, not much happened. But, remember, it's a good thing, amigos!

It means that nothing bad has come our way and we all know that we should cherish those rare periods of time when the waters are calm and the sharks are hiding deep under the water and do not even think of coming to eat us. And you know that it will happen sooner or later, right? So let's be glad that it's "later"...



Australian Business Group is a one-year old (according to the website’s news section, the first birthday party was celebrated on June 2, 2013), who joined the online world on December 22, 2012 (the domain is valid for one year).

Australian Business Group, or ABG as I will call it henceforth, is “a private investment club” dealing mainly with the Forex market. To be specific, as one may read on, ABG “examines the current exchange rates, gold, stock and foreign exchanges”. With a website that seems to be aimed at those who are just starting the Forex adventure – you even have a separate “About Forex” section – ABG gives quite a comprehensive view at what Forex actually is. Unfortunately, some of the subsections are still not available on the website and – what’s truly confusing – there’s no FAQ section; it’s all somewhat disappointing as the page has been online for quite some time now. However, as we all know, it’s a tough business and in the celebratory one-year piece, ABG mentions coming upon some major obstacles last year: “blocking of the domain site, DDoS-attack, moving to a new hosting, closing Liberty Reserve”.

The page has two language options: English and Russian, which is always a plus. When it comes the plans, Australian Business Group has not one, not two, not three, but five investment plans to offer. The plans are called accordingly, so the names should tell you a lot: ABG Start, ABG Light, ABG Trust, ABG Gold Forbes, ABG Stability.

Choosing ABG Start means that you want to start investing up to $300 for 15 days and earn1%. ABG Light starts at $301 and lasts 30 days (1.4% profit), while ABG Trust ranges within $2501 and $4000 and requires 55 days of your commitment (1.8% profit). ABG Gold Forbes is the most expensive and seems recommendable for those who enjoy long-term relationships: 80 days, $4001-$15,000, and 2.2% profit. All the plans mentioned above let you earn your profit only on working days and ensure a returnable principal. The last plan, ABG Stability, which requires an investment of $200-$15,000, is quite different: you get paid 7 days a week for 90 days, the profit is the highest, 3%, but the principal will not be returned to you.

Once you’ve made up your mind, it’s exceptionally easy to join the group of Australian Business Group clients: a pop-up will appear as soon as you click “Invest” or “Registration” and, after giving them some pretty basic information, you will log into the “Members area”. Choosing a plan is more than straightforward and to fund one’s wallet just go to “New deposit” and choose one of the payment systems: SolidTrustPay, EgoPay, Perfect Money or QIWI. You can also decide whether you’ll pay in USD or EUR and if you want to go with the compounding option (0-100%: 0%, 10%, 20%, 30%, etc.). When it comes to withdrawing your money, you can start at just $0.01, but you might need to remind yourselves to be rather patient since the whole process is handled manually and may take up to 48 hours. What’s more, be sure to check your calendar, because ABG does not process payouts on weekends and public holidays. If you’re feeling anxious, you can always go to the main page and watch the calming video prepared by ABG, which – if you are a geek, and I’m not implying that it’s true – may remind you of a cross between the Lord of the Rings merchandise and some Stephen King adaptation.

Catena Finance review RSS - comments

Related to: Catena Finance

Hola mis amigos!

I really appreciate complicated and multifaceted books, movies or websites. It's nice to have a thing or experience that you need to get back to in order to understand all its aspects.

However, having said that, sometimes simplicity is just... nice. Especially when it's this hot and my keeps on mind going to the holidays that will not come my way any time soon. Catena Finance provided just what I needed, a nice break from reading into the innuendos, digging for the dirt and doing all the double-checking my life seems to consist of on day-to-day basis.


Catena Finance's motto, "invest with confidence", seems to sum up the general feel of the website. With the main photo of an attractive guy sitting by the sea with a laptop, the message seems to be: just lay back and we'll take care of everything. It reminds me of a SPA, somehow, and if there's something I like more than vacations, it's the whole SPA extravaganza. OK, I promise, that's my last digression, amigos... The website itself is definitely not complex or hard to navigate. Setting up an account, for instance, takes literally less than a minute and you don't need to be all that effusive; they do, however, require the full name.

Once you're a member, things do not get complicated either: the members area isn't that much different from the regular page. By the way, the website is supposedly protected against DDoS attacks, although I couldn't find any information regarding the company responsible for that. What one can easily find, on the other hand, is that the page is secured with RapidSSL certificate issued by GeoTrust Inc. on May 29, 2013 which expires within a year. As long as we're being technical, the domain was registered on March 21, 2013 and is also valid for a year. Now that you know all the details, maybe it's time to reveal what Catena Finance is all about?

NEO Mutual review RSS - comments

Related to: NeoMutual

NeoMutual reviewHola mis amigos!

I don’t get to read as much as I’d want to. There you have it, my full confession. What may seem like a paradox to you, since all I do is write about the pages of programs I’ve visited, is actually 100% true.

You need to understand that most of the websites I peruse do not provide the reader with some fancy reading material; it’s mostly the same stuff over and over again: we are the best, we care, our team of professionals this and that, we’re not like the others who cheat, etc. You get my point, amigos?

Which is why I so rarely get excited about some program’s blog or Facebook page or Twitter account, because – more often than not – they only just repeat the same slogans they used on their website. As you may have guessed, today’s protagonist is quite unusual. In a good way.


NEO Mutual is a company that, according to the website (domain created on January 18, 2013 and expires within 3 years), is “incorporated in the Republic of Panama” (the official address: Revolution Tower Calle 50 Panama City Republic of Panama). Not only do I like the name considering my almost-life-long Matrix obsession, but – as you may have already deduced – I genuinely enjoyed browsing through their well-prepared and designed website. The reason is quite simple: it’s a page that you can actually read. Filled with plenty of information on what they do, how they do it and what NEO Mutual is all about, but in a way that’s not overwhelming.

The content is truly informative without being dry as dust. I’d think that the copywriter responsible for the page content should give her/himself a pat on the back. The only thing that may be missing is some personal info about the creators, who seem to be on the “protect your identity” side of the forever-ongoing online privacy discussion. The user-friendly script provided by Shadow Script and the clean and clean-cut design make for a nice online experience (although I must admit that the homepage photo of “corporate looking” stern people started to make me feel uneasy after a while... But, I suppose, that’s something for my therapist to consider). How do I know who developed the script, you ask? Funny thing, you see, they simply added a neat little package of information called “Technicalities” from which you may also find out that the hosting is taken care of by BlockDDoS and that NEO Mutual implemented some SSL security (PositiveSSL certificate by Comodo valid from 4/6/2013 to 4/7/2015).

As far as the registration process is concerned, I should warn you that somehow it may seem daunting at first glance, it’s actually pretty standard. They do require, however, you full name and birth date. Obviously, there is only one account “per individual or corporation” and the “account creation” is being monitored.


Australian Business Group review RSS - comments

Related to: Australian Business Group

Hola mis amigos!

It’s not often that I get to tell you about a program that has been around for more than a month. Usually, my job can be compared to assessing whether the new-born pink baby has got what it takes to become a fully developed money-obsessed toddler.

That’s why I cherish these moments, amigos, since what we have here is a one-year old (according to the website’s news section, the first birthday party was celebrated on June 2, 2013), who joined the online world on December 22, 2012 (the domain is valid for one year).

I know, I know, children shouldn’t be exposed to the Internet at that age, but you know, amigos, the times, they are changing. Plus, it’s only a metaphor, so get over it.

Australian Business Group, or ABG as I will call it henceforth, is “a private investment club” dealing mainly with the Forex market. To be specific, as one may read on, ABG “examines the current exchange rates, gold, stock and foreign exchanges”. With a website that seems to be aimed at those who are just starting the Forex adventure – you even have a separate “About Forex” section – ABG gives quite a comprehensive view at what Forex actually is. Unfortunately, some of the subsections are still not available on the website and – what’s truly confusing – there’s no FAQ section; it’s all somewhat disappointing as the page has been online for quite some time now. However, as we all know, it’s a tough business and in the celebratory one-year piece, ABG mentions coming upon some major obstacles last year:

“blocking of the domain site, DDoS-attack, moving to a new hosting, closing Liberty Reserve”. 

Regrettably, the page is still not secured with any SSL certificates, which is pretty surprising when one takes into consideration what ABG has been through. As far as the documents go, what Australian Business Group does have is a separate section in which you can find the paperwork they decided to publish.

Newsletter: Fast-Funds, AustralianBusinessGroup, NeoMutual, Travel-Invest adds RSS - comments

Hola mis amigos!

What a beautiful and sunny day to be alive! I hope you’re already tan and well rested so that you can appreciate what’s coming for you today. As usually, we aim to please and, despite what some pessimists may call a bore of a week, we have managed to add four new programs for you to consider.

What’s more, expect some true in-depth analysis in the days to come, as we’ll review some of the newcomers in a close-up.

And, in case you still feel like life just isn’t exciting anymore, remember what I’m always saying: no news is good news in this business. Keep up the good work, the universe!



Since I’m a fan of alliteration, I’ll start with Fast-Funds, a program with a domain created just recently, on June 27, which should work at least two years. The page is secured with PositiveSSL Comodo certificate issued on June 28, 2013 which expires within a year. As of now, the program’s got the paying status on money-monitor. To keep up with the alliteration trend, Fast-Funds is all about the Forex business and offers four investment plans, each starting at $10 (non-returnable principal): you can get 25% daily for 5 days, (115% total return), 130% after 5 days (120% total return), 170% after 10 days (150% total return), or 280% after 20 days (240% total return). The interest accumulation depends on the plan and can be acquired: “Daily, Weekly, Bi-Weekly, Monthly and Yearly and is credited to your available balance at the end of each day”. The maximum spend is $20,000, payouts shouldn’t take longer than 12 hours, which isn’t that long considering they’re being handled manually, and you can use STP, EgoPay or Perfect Money.

Since I always feel like traveling, let’s now go to Australia, at least figuratively. Australian Business Group is “a private investment club” that “examines the current exchange rates, gold, stock and foreign exchanges and then at the right time enter the market and gin as much as possible”, which actually means that ABG has “mainly [...] been playing at the Forex market”. With one of the most complicated websites ever, Australian Business Group provides one with quite the reading material. The domain was created last year, on December 22, and expires on December 22, 2013.

Unfortunately, there’s no security certificate to further my usual investigation. What I do know is that for the time being ABG has the paying status on our page. Also, thanks to the plethora of information on the website, you can view three different certificates, read about the Forex market and get to know the investment plans ABG offers. There are five plans: Start, Light, Trust, Gold Forbes, Stability. The profits range from 1% to 3% and you can start with just $1 and go as high as $15,000. Plans last from 15 to 90 days. With the exception of ABG Stability, you earn your profit on working days only. The most expensive plan, Stability, pays 7 days a week and it is also the only option with a non-returnable principal. Withdrawals start at $0.01 and are processed manually within 48 hours, except weekends and public holidays, and ABG accepts bitcoin, STP, EgoPay and PM.

The third contender, NEO Mutual, has set the bar quite high with investments starting at $20. According to the website, NEO Mutual is “incorporated in the Republic of Panama”, and deals with the hottest thing right now, namely the crowdfunding. The domain was created on January 18, 2013 and expires within 3 years, and the website is secured with PositiveSSL Comodo certificate from June 6, 2013 which expires on July 4, 2015. To fund your NEO Mutual wallet you need an account on one of the following: bitcoin, STP, EgoPay, PM, PexPay. If you’re looking for the investment options, it’s under Features, Compensation Sheet: there is Junior, Senior and Executive (by invitation only) option and you can earn 1.4%, 1.6% or 1.9% a day accordingly. The “compensation” lasts 200 business days and earn 280%, 320% or 380% of “total compensation”. Payouts take up to 48 hours, there is no compounding and the principal is not returned upon maturity.


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