Hola mis amigos!

Since there isn't much that I know about metals that are not adorned with precious stones and can be worn regardless of the season, this time I think I'm just going straight to the point. Why, you ask?

Well, if you're an expert at steel from Finland, feel free to jump anytime you want. Wait, you can’t, sorry. See? You just have to sit there and read my ramblings.

First of all, you need to know that “the best way to get exposure to steel is by investing in companies that produce steel, specifically globally integrated steel companies”. Did you know that, amigos? I sure as you-know-what didn’t. According to FINSTEEL Global Mind Investment’s official website, that’s the way to go. What you should also bear in mind is that “not all of the leading companies are available for investment”, because “some of the top steel-producing operations are private” while “others trade on foreign exchanges that do not issue American Depository Receipts (ADRs)”. I’m somewhat confident that it’s all news to you, right? So far I kind of feel like I’m just watching a foreign movie without subtitles, how about you? Fortunately, FINSTEEL’s website is truly straightforward, as if in anticipation of such problems, one may start to think...

you have probably deduced by now, the name of the company might be understood quite literally: it may a company that deal with steel from the lovely, albeit rather cold, country called Finland or it may be all about the finances as well as the steel. In addition to being simple, finsteel.biz is a neatly designed website. With one of the most “on message” sliders I’ve ever seen, the colors are bright and appealing, and the whole browsing experience is fairly pleasant. Nevertheless, there is not much to read there, which I always find more or less annoying, depending on the quality of the reading material at hand. Here, it’s less irritating than usually, but since I know nothing about the steel business per se, I would greatly appreciate some less general information.

Hola mis amigos!

Amidst all the programs that keep on emerging, it’s getting harder and harder to discern between all the “sunshine”, “riches”, “success”, “opportunities” and other collocations with which they try to brand our brains.

I mean, I get it, guys, they’re trying to sell a product just like everybody else, but it would be amazing if they cracked a dictionary now and then and just think of something different. Or, another choice, open a dictionary of quotations, that’s an equally wise choice. Which is – coincidentally, right? – what today’s protagonists seem to have done.

Let’s start with the facts, though, amigos. First of all, Roulette GURU is an unregistered company that does not denounce this very fact, which is unusual in itself. What we do know about Roulette GURU is that the “registrant contact” with which a whois search provides us is “No. 61 Wanghai Road, Xiamen Software Park xiamen fujian 361008”. The website, however, informs us that the whole “reliable Roulette system” was developed by Sebastian Blitzer and Peter Herlinger. Yes, those are German names, as far as one can tell. The whole origins story is simple: poor students, money was short, “some decent extra bucks” were always appreciated. Fast forwarding to now, “what started as a hobby well over a decade ago, has [...] become a profitable full time occupation”.

What we also know is that the domain has been created just recently, on April 12, 2013, and expires within a year. Also, according to Roulette’s page, the website is also “protected by BlockDOS against DDoS attacks” and secured with the standard, one-year, Comodo-issued PositiveSSL certificate valid since April 26, 2013. If you need more information regarding the company or the program, you should peruse the well-prepared FAQ section which answers pretty much all the questions you may have.

Amigos, now that we’re done with the stone cold facts, let’s divulge into the search for what I love the most, namely the details. To start with, the website is quite user-friendly and provides a potential member with all the necessary information. While it may not the most innovative or graphically sophisticated page, it is not entirely unappealing. As promised in the introduction, the creators have found a rather creative way to combine their idea with some well-known theories and they did it by means of a quote. The choice of the “speaker” speaks volumes not only of the creators, but also of their PR sense.

After all, Stephen Hawking is truly beloved and respected, not to mention, immensely popular right now. However, it would have been nice to, ekhm, wait for it, spell his name correctly, now wouldn’t it?! Dear Roulette GURU, let me assure you that it is, in fact, spelled Stephen Hawking NOT Stephen Hawkins, OK? If you do not trust me, try and google the name.

Still, in today’s world of dyslexia and dys-everything, I normally tend to be rather lenient as far as spelling is concerned, but when you actually quote somebody, it would be really, honestly, totally cool if you could spell his name right. Anyway, at least the quote itself is mostly correct, “"all the evidence shows that God was actually quite a gambler, and the universe is a great casino, where dices (sic!) are thrown and roulette wheels spin on every occasion". Amigos, now, I kind of think that the Roulette GURU guys tried to be overly correct here, since the plural of die is in fact dice, so there’s no need to make it even more plural. But let’s appreciate the effort, right?reliable Roulette system

Hola mis amigos!

If there’s one thing money-monitor.com, fortunately, stays habitually away from, it really is the politics. Yes, for so many months we have been your oasis of the world of money that are, let’s hope, clean of lobbyists and those honest faced awesome politicians. And despite the name and all the connotations that will probably haunt you soon, I can promise that our non-political policy will prevail, amigos.

Euro Star Investment & Trading Limited is “a private investment group operating in the world securities and financial markets”. According to its “Questions” section, the company was founded in 2006, first “as a small investment group” that was operating “only in the UK stock market” and that has “gradually” expanded to “all major financial markets of the world”. Since that’s not very specific, we can guess that these markets include: the US, Brazil, Russia, Nigeria, Kenya, Pakistan, UAE, Indonesia, Algeria, India, Japan, Philippines, Hungary, Malaysia, Germany. Or at least that’s what one can deduce judging by the well-organized “Representatives” portion of the website. Speaking of the website, EuroStar managed to create a pleasant design, combine it with some well-written and informative content and secure the page with EssentialSSL certificate issued by Comodo.

Hola mis amigos!

I’m somewhat sure that you have discovered my secret identity by now. I mean, I can always hope that it takes some time, that I’m really discreet and smart about it, but we all know that these things are bound to happen sooner or later, right?

I usually cover my tracks pretty well, I have years of experience doing that after all, but I guess that you might have picked up on my eccentricities by now and you are, perhaps subconsciously even, aware than I am, well, a geek. Yes, that’s true. The accusations have been flying around for some time, so let’s just be honest about it. I’ve decided to share this revolutionary piece of information with you since what I’m about to write would point you in that direction anyway: when I opened our today’s protagonist’s website for the first time I started missing playing computer games and I was deeply tempted to stop working and just play me some games. There, I said it.

What’s so special about BetWinn365 website? It may not be the most stunning page you have ever seen, but what they actually got right was connecting the visual and verbal. One might think that BetWinn365 decided to go all the way to make sure that, first of all, people will know what they are all about and, secondly, will remember that it’s something about sports, games and risk. Mission accomplished, in my humble opinion, amigos. I mean, when you see a raging bull, a gamepad, and people playing different sports in one place, you think “bookmaking”, isn’t that correct?

Given that BetWinn365 is, in their own words, “an investment fund specializing in sport events through bookmakers which are managed by a talented group of professionals in this field, providing a steady income to all participants”, I’d say: message received. However, as it is usually true in life in general, while the website is visually appealing and memorable, it lacks as far as the content department goes. I like pictures as much as the next person, but some reading materials would be greatly appreciated. Also, it would greatly help the cause of not making people interested in sports and people actually in sports look anti-intellectual. But, just as I was forming a complaint in my mind, I’ve noticed that the gamepad is there for a reason and that all the buttons are actually links to different sections. I know, I know, I may be blind, but I’d still suggest making the text on the buttons bigger. There are more blind people in the world that you’d think, amigos! Also, as I have mentioned before, some of us, a.k.a. me, may just focus on the gamepad itself and forget about the world...

Hola mis amigos,

you might not know this about me, but I love me some alliterations. The reason, besides the symmetry, the rhythm, and such aesthetics, is that my memory is far from perfect and alliteration usually makes a name easier to remember.

If only people were all named in a similar fashion, I wouldn’t offend so many colleagues on a daily basis. That’s why Financial Freedom caught my attention immediately: the name is evocative and informative, it conveys all the right messages and stays in your mind for some considerate amount of time after hearing it. Or is it just me, amigos?

First of all, according to the website, Financial Freedom operates “not only on the forex market, but also on the binary option market, stock market and [...] arbitrage betting”. Moreover, Financial Freedom is “operated by FinDom Capital Inc., a young and dynamic Belize based capital management company, founded in late 2011”. The domain was registered on November 25, 2012 and is valid until November 24, 2017. As far as other website-data are concerned, the website is secured with the standard one-year RapidSSL certificate issued by GeoTrust on March 5, 2013. The hosting is provided by a Florida-based company, LiquidNet, Ltd.

 While not trying to be the most innovative page in the world, the website is well-organized and user-friendly, with appealing but simple design and a rather exhaustive FAQ section. To add to this, all the financial-freedom.biz’s content is original and, I might add, well-written. Unfortunately, despite claiming that “transparency is one of the most important factors that make an investment company successful” not much can be found out about the program’s creators despite the fact that they hired “a young and dynamic team, which loves the work it is doing”. What Financial Freedom makes easy to find, however, is “some of its statistics” which are made public. One of FF’s sections is entirely dedicated to “monthly updated statistics about the customer base, the capital and the profits”, which – as Financial Freedom hopes – “might help you to take the right decision for your investment activity”. The currently published information includes the company’s total capital ($1,270,052), the number of investors (163), or the money invested by investors ($3,095).

Hola mis amigos! Timing is an amazing phenomenon. Sometimes life seems full of irony, but there are those precious moments that we may cherish when something happens just when you want it to. Naturally, in my case that would mean some incredible and free holidays, but I didn’t say that life was that good.

However, it seems that I can, at least metaphorically, travel to some warmer climate for work. I sure need it since the winter this spring is quite the thrill... And Malaysia is rather warm this time of year, isn’t it?

A little over six months old, Malaysian Investment Company seems to be doing rather well so far. The program has been on our list for two months and it hasn’t lost its “paying” status yet, so one may venture a statement that, for now, things are going smoothly. Still, as we all know, the online money making world is far from stable so one cannot be too careful when checking a program’s references. That is, if there are any since most administrators love to live in the shadow of the World Wide Web.

Fortunately, Malaysian Inc. is not one of the hiding in the shadows type of programs. At least, not fully. First of all, we get to know Malaysian Inc.’s address which can be found in the “About Us” section:

Malaysia 81900 Kota Tinggi 93 Jalan Delima.

Unfortunately, that is all the details one may find. I realize that in today’s world it’s OK to give only e-mail address (support@malaysian-inc.com, malaysian.inc.com@gmail.com) instead of a phone number, but it’s still nice to know that you may call the person you’re doing business with. I know, I know, I’m old fashioned. Plus, it seems hardly necessary since there is a live chat option available, which has been conveniently divided into “technical” and “customer” support. Still, it would be great to know the people responsible for Malaysian Inc.

What we do know about its creators is that, according to the website, the company was registered in Malaysia five years ago and that the team “consists of experienced and professional traders, market analysts, legal advisers, Internet security experts” with “business lines in [...] core markets of Malaysia, Indonesia, Singapore and Thailand”, which – let’s be frank – is something we’ve heard over and over again. The business model, which is “really simple” to quote Malaysian Inc., heavily relies on trust: “investors entrust us with their funds, we in turn, trade them in a wide variety of investment tools as short-term lending market, trading on a stock exchange, equity trade, trading dividends and note brokering”. That’s all peachy, but wouldn’t you say that the trust should be reciprocated with some cold hard data? I know, I’m a dreamer, amigos.

Hola mis amigos!

In recent weeks there have been some controversy regarding my reviews.

I’m not saying that to complain, I actually cherish any controversy, I think that my job would be basically pointless without causing a stir. There’s only one thing I feel that I need to clarify: amigos, when I judge I judge completely. And, yes, I realize that we’re all in the online money making business, but that does not take away from the fact that a program would not be whole without a decent website, interesting logo, well thought out texts, high level of security, etc. Maybe I’m a weirdo, but don’t we live in times when weirdos and freaks are celebrated? Dare to be different, or something, right?

This week’s protagonist, Latter-Day, is no freak and no weirdo. It’s a regular program with a regular website and a rather unusual and interesting offer. Being superficial and all, I’d like to start with the way Latter-Day’s creator present themselves online. Have you heard that thud? That was actually my head hitting the wall, which means that almost nothing can be found about Latter-Day’s background, which is why I’m left wondering whether they are religious, or second, or late, or just truly apocalyptic.

I mean, why “latter”? Are we dealing with Mormons? My favorite to-go move, a whois search, gives me a Kiev, Ukraine, location, and it seems that the hosting is provided by Kiev-based Delta-X Ltd. The “sponsoring registrar” was OnlineNIC, a Chinese “internet services company that provides a suite of complementary and excellent wholesale internet services, including domain name service and other related services”. The domain is a fresh one, it was registered on February 18, 2013 and remains valid for another year. Is there anything personalized about Latter-Day? From L-D’s nice to look at website one learns that its mission is to “become one of the best HYIP”.

Hola mis amigos!

As we all know, even when it comes to politics certain views and notions may be considered “cool” while others will forever remain in the “lame” category. If one thing’s obvious these days, it’s that being eco-unfriendly may bring some serious damage to your company, your image or even your own fur (no pun intended!).

I have no idea when it happened exactly, but it did and it’s now really cool, or even obvious which is that more surprising, to be pro-eco, eco-friendly, organic, bio or whatever the correct term is today. If you are one of the green people (don’t worry, I’m not insulting you with some alien-analogy), then make-million.com’s website is right up your alley.

First of all, it’s the most green page I’ve ever seen, I think. The main message seems to be that money grow – not on trees, though, but actullly in the grass. First of all, may I ask where one byus such a lawn? Secondly, despite the fact that make-million’s website is rather basic, the colors and the dollars that keep looking at me give it a nice touch. What’s more, while I don’t see how a website can truly be eco-friendly, this one definitely is user-friendly, because finding anything is rather an easy task. To add to this, the page is sufficiently secured with RapidSSL certificate issued on January 12, 2013 by GeoTrust Inc. The easy-to-remember domain was registered last year, on the 6th of August, and expires within two years of that date. It’s unknown what took Make-Million almost half a year to actually launch the program, but – as it is – it has been running little over 40 days. However, when one looks at the chronology of Make-Million, it starts to seem somewhat logical. The company, which deals with gold and stock markets investments, was actually founded on the 20th of October last year.

Hola mis amigos!

 I’m going to start with a semi-philosophical question today: when faced with a choice between new and old, which do you choose more often? I know, I know, it sounds simple and the problem may seem made up at first, but just think about it. Old or new? New or old?

I’m almost sure that after giving it some thought most of you will avoid the question altogether with the “it depends” answer, which gives me even more ammunition and, what’s even more important, some serious validation. Why, you ask? Because you’ve just confirmed that it’s almost a philosophical question, thank you very much.

By now you’ve probably started wondering what this issue has to do with money making programs. Everything, amigos. Does “age” matter when you choose a program? Does the period of time for which a domain, certificate, etc. remain valid matter? Does “older” mean reliable? Does “new” mean more innovative? Think about it as we take a closer look at today’s youngster, EliteBank.

First of all, it seems that EliteBank is as invested in the time issue as I appear to be. EliteBank’s domain was created on February 8, 2013 and EB clearly emphasizes its longevity with the following piece of information: “Domain registration for 3 years”, which can be found on the home page. Clearly, time is important here, amigos. While the creation date could make EB a youngster, or even a toddler,

EliteBank’s team does not really seem to fall into that category since, according to the website, they have “more than 10 years of banking experience”. However, unfortunately no paperwork has been published online, which is always a pity since – let’s be honest – we really appreciate such gestures. Luckily, one can easily find EliteBank’s official address: Calle 9 San José, Costa Rica, thus – according to Terms of service – “EliteBank is regulated according to the legislation of Costa Rica and fully licensed and authorized by all applicable bills and laws”.

 Although it may sound crazy, amigos, it seems that online money making programs and websites are just as prone to being fashion victims as regular people.

Have you noticed that? The color schemes, the logos, the way the page is designed, the usage of tutorial videos: it’s usually all the same at the same time. It’s rather easy to decipher the online fashion code but what usually remains unfathomable is the reason why. Maybe, just like regular fashion, online fashion heavily relies on seasons?

For example, the colder it gets the more basic the design remains? Or, the other way round, the warmer it is outside, the more colorful and baroquesque the website becomes? I shall ponder this extremely important issue, but for now let's concentrate on today's protagonist, AD Solid.

First of all, the basics: ad-solid.com is little over a month old, the domain was bought on December 2012 and expires within three years. Unfortunately, that's all the necessary information one may get since the data are secured by Whois Privacy Protection Service, Inc. and the "About Us" section is, well, underdeveloped at best.

To start with, it's rather hard to find it since one has to scroll waaay down to discover the "About the Project" part, a.k.a. About Us. Once there, a potential investor gets all the cliches at once:

"the project AD-Solid.com is created with two goals: the first goal is to enable advertisers to promote their products and services to a clearly defined audience - investors in the Internet. The second goal is to enable investors to participate in profitable medium-term programs and with their investments to help develop the site and increase its audience".

Is everything clear? I thought so. If you're still looking for some hard fact, you may find them -- again -- at the bottom of the page, under "Our Location": "at present our company is in the process of legal registration in the Republic of Panama. Address: Suite 1208-B, 12th Floor Tower, Torre de Las Americas, Punta Pacifica, Panama City, Panama. E-mail: support@ad-solid.com Helpdesk: support.ad-solid.com Tel.: 507.836.6031". Now, that's what I call information.